Steering & the Steering Ratio

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What exactly is Steering? 

Steering is when a borrower is referred or “STEERED” to a less advantageous product or channel based on a prohibited basis group. Where does “providing loan options” cross the line into STEERING? What exactly would make a product “less advantageous” than other products? 

This guide provides a few solutions and answers to these questions and others about Steering.
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